FINANCING SOLUTIONS CAN HELP DRIVE YOUR SUCCESS
From equipment protection plans to equipment leasing packages, CNH Capital's equipment financing products and services are designed to support you as your business grows. Learn more about our offerings below.
LENDING
The financing division of CASE Construction Equipment, CNH Capital, provides you with fast and flexible financing and a complete range of financial solutions designed to get the equipment you need - when you need it.
INSTALLMENT CONTRACTS
CASE offers a variety of financing options with flexible payment schedules timed to meet the cash-flow needs of your business – annually, semi-annually, quarterly or monthly.
For added convenience, we can bundle insurance or extended purchased protection plans with your regular equipment payments. By financing these costs with the contract, you enjoy one simple payment and get more from your equipment assets.
- Split-rate financing fixes specific rate changes during the contract period. This provides lower initial payments.
- Fixed-rate financing locks the rate for the entire term of the contract, protecting you against rising rates.
- Variable-rate financing offers rates that reflect the current market.
- Equity Builder offers a payment structure which allows credit qualified customers to make larger monthly payments in lieu of a down payment.
- Skip-payment plans align payment due dates.
PAYMENT OPTIONS
LEASING
It's all about becoming more productive—and profitable. That’s what leasing can do. Because you only pay for the use of the equipment, you can reduce up-front payments to conserve capital. Plus, you gain the advantage of working with the latest technology.
We offer a variety of flexible lease options with flexible terms - let us help you determine if leasing equipment is right for you.
OPERATING LEASE
An operating lease allows the lessee to acquire the use of equipment for a fixed cost. Additional services such as maintenance, extended warranty, and insurance may be provided by the lessor and bundled into one convenient monthly payment.
Operating leases are a good consideration if you:
- Continually update or replace equipment
- Want to use equipment without ownership but also want to return equipment at lease-end and avoid technological obsolescence
- Are looking for low fixed payments
- Are interested in off-balance sheet treatment
FINANCE LEASE
Typically, a finance lease is a full-payout lease with a nominal lease end purchase option.
Finance leases are a good consideration if you:
- Want the benefit of ownership
- Are interested in a low-cost purchase option at lease end
MUNICIPAL LEASE
A municipal lease is a tax-exempt lease-purchase contract used by state and local governments for more financial flexibility and efficient cash management.
Municipal leases provide:
- Competitive rates
- Flexible payment structures to fit budget and cash flow
- Knowledgeable team with industry experience and financing expertise
COMMERCIAL REVOLVING ACCOUNT
LEARN MORE ABOUT PRODUCTIVITY PLUS
Plus up your Productivity with this exclusive line of credit! Your preferred way to pay for parts, service, attachments and rental needs.
Perks of Productivity Plus
- No Interest No Payment: No interest/no payment terms on eligible parts, service, and rentals.
- Year-Round Promotions: Exclusive seasonal promotions help you save more throughout the year.
- Greater Convenience: Simplified billing with online access through CNH Industrial My Account.
- Flexible Terms: More flexible terms than other credit options, Productivity Plus helps you manage costs better.
ACCESS YOUR ACCOUNT
Manage your equipment and Productivity Plus accounts all in one place.
PRODUCTIVITY PLUS ACCOUNT
Apply for the Productivity Plus account today - the one account for all your parts and service needs.
Get 24/7 access to securely make online payments, enroll in paperless statements, sign up and manage Automatic Payment Plan, view payment history and so much more.
INSURANCE
PURCHASED PROTECTION PLAN (PPP)
Get peace of mind knowing your equipment is protected beyond the Manufacturer's Base Warranty period with extended equipment protection. Purchased Protection Plans* (PPP) are available on new and used equipment.
PPI SALES SUPPORT
United States
Email: pppsalesus@cnhinsurance.com
Phone: 800-296-1043
Canada
Email: pppsalescn@cnhinsurance.com
PHYSICAL DAMAGE INSURANCE (PDI)
Physical Damage Insurance (PDI) provides coverage to repair or replace your equipment in the event of direct physical loss or damage. Covered perils include, but are not limited to: collision, theft, vandalism, wind, hail, earthquake, fire, flood, tornado, overturn, ingestion of foreign objects and vermin infestation.
PDI SUPPORT
United States
Email: pdisalesus@cnhinsurance.com
Dealer & Customer Hotline: 800-296-1032
Canadian customers should contact their dealer for support.